Personal Injury Blog

Should I Just Take What the Insurance Company is Offering or Do I Need a Lawyer?

Serious car and truck accidents can lead to equally serious injuries, including bone fractures, traumatic head injuries, internal organ damage, spinal cord injuries, and soft tissue injuries. If you have been injured in a car or truck accident that was caused by another person’s negligence, you might be tempted to accept the first offer that the insurance company puts on the table. However, in many instances, that can be a serious mistake. Regardless of what insurance companies and their adjusters say (and how friendly they may seem on the phone), insurance companies do not have your best interests at heart.

When you think about it, though, this makes perfect sense. Insurance companies make their money by collecting premiums from their insureds and keeping as much of that premium money in-house as they possibly can. Insurance companies don’t make money by settling personal injury claims and issuing payouts. Consequently, an insurance company will do everything that it possibly can to undervalue your case and pay you as little as possible to settle it.

One of the best ways to take on the insurance company in a personal injury case and increase your chances of getting what you deserve is to retain an experienced personal injury lawyer to represent you. In fact, if you don’t have a lawyer representing you, the insurance company will likely assume that you are in a hurry to settle – and will only offer you the smallest amount of money possible to settle.

A knowledgeable New Jersey personal injury lawyer at Leonard Legal Group can assist you throughout your personal injury claim by working hard to negotiate a full and fair settlement on your behalf. If the insurance company refuses to offer you the monetary compensation that you deserve for the injuries you sustained in your accident, your attorney could file a lawsuit on your behalf in the New Jersey court system, seeking money damages.

What is a ‘Good’ Settlement Offer in a New Jersey Personal Injury Case?

The value of a ‘good’ personal injury settlement varies from case to case and depends upon a variety of factors. Those factors include the nature and extent of the injuries you suffered in the accident, the cost of your medical treatment (as well as the anticipated costs of any future medical treatment and procedures), and whether your injuries are deemed permanent by a qualified healthcare provider.

In short, a ‘good’ settlement offer should compensate you for the full and fair value of your injuries, as well as for the pain and suffering that you had to endure as a result of those injuries.

An experienced New Jersey personal injury lawyer will be able to let you know whether a particular settlement offer from the insurance company is worth accepting. Moreover, your attorney can negotiate with the insurance company adjuster on your behalf, and if necessary, litigate your case to a conclusion in the New Jersey court system.

Talk with a New Jersey Personal Injury Lawyer Today

A New Jersey personal injury attorney at Leonard Legal Group can assist you with every aspect of your personal injury claim or lawsuit and will fight for your right to recover fair monetary compensation for your injuries. To schedule a free consultation and case evaluation with our firm, please contact us online today.